HARD MONEY EXPERIENCE, KNOWLEDGE
and Resources you can depend on!

Since 1993 with more than 1000 closed transactions across the nation for investors, developers, and builders, Foroogh makes the impossible possible. Among Foroogh’s many strong assets her creativity in finance and ability to find solutions to almost any real estate problem stand out.

Nature of Hard Money

Why Hard Money! Easy Money. Equity based loans funded by private capital sources to borrowers with unconventional income, uncommon properties and transactions are known as Hard Money Loans. In reality these loans are funded with much less underwriting scrutiny, government regulation and oversight and in general, take less than half the time and paperwork to fund in comparison to conventional institutional loans.Hence, should we not call them Easy Money instead! I think we should, especially if you are working with us.

We make Hard Money easy.

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Program Highlights

Residential and Commercial Financing
Minimum loan amount of $100,000. No Maximum.
1st, 2nd and 3rd Trust Deeds

Nationwide Sources
No income verification or credit score requirement

Construction and Bridge Loans
Raw land financing up to 60% LTV in metropolitan areas

Mobile Home Park and RV Park up to 60% LTV in metropolitan areas
Medical Marijuana field up to 60% LTV in metropolitan areas

Case Study

A loan request came in on a Thursday evening. We worked throughout the weekend with our investors to review and approve the loan. The loan documents were prepared and signed the following Wednesday and funded by Thursday. In this case it took 5 business days to close the transaction.

Purchase Price: $2,900,000
Loan Amount: $1,740,000
Turnaround Time: 5 business days

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Testimonials

"Thank you for coming through in this difficult climate. Your perseverance and responsiveness shined. Surely we will do other loans in the future."

– Alex, Developer

“It was an incredible pleasure working with Foroogh. She is thorough, efficient, professional, and expedient. Her integrity is difficult to find in this industry. I highly recommend her services for anyone looking to finance a project. Thank you Foroogh!”

– Ugo Lord, Esq. / Rapid Cash Deals, LLC

I have worked with Foroogh for just about 20 years now. Initially she was a vital component in helping me buy my first house, and from then and since then I have continually asked for her help in funding real estate transactions both personally, in commercial and home flips. She is a wonderful person to work with who is tenacious and will get the job done. I look forward to working with her for years to come.

-Stephen Moore / Investor

You are the best!

-Nick Eftekhari / Investor

I want to acknowledge your professional assistance for my second loan on my rental property. The process was done very fast, and I received funds in time.
Thank you very much for your help.

-Foad Fred Sajed / Investor

Foroogh has been excellent to work with over the last couple years. She is an experienced loan officer that understands complex deals and structures them in a fashion that allows them to get done promptly. I highly recommend her with your financing needs.

-Elliott Kimmel / V.P. of Origination / Private Mortgage Fund LLC

Dear Foroogh, It has been a few years that we have been working together and I must say that I am very happy to be working with you .... You have always been there to come to the rescue of loans that seemed impossible and you got it to the finish line ...Your dedication, compassion and passion is amazing

PS: The $2.9 M loan, in 5 days with no appraisal was a grand testimony to this relationship ... also thank you for your referrals for me , sending me clients as well ....You have so many options when it comes to a solution for a client ...You are a true professional and I look forward to working with you in the coming year as well

-Ramin Ghazi / Real Estate Agent

I first met Foroogh over 3 years ago. Since that time, I have had the opportunity to work with her to close many real estate loan transactions. Her presentations are professional, and her diligence with her borrowers is timely. I would recommend anyone who desires a real professional to work with Foroogh

-Jaclyn Perham / President SoCal Capital

I have worked on many real estate projects over the years, and found Foroogh to be a real professional. Besides vast knowledge of real estate and timely follow up, she is pleasant, with a good sense of humor.

-Dan Harkey / SoCal Capital

As you may know the real estate industry is so unpredictable including the majority of people in it, I must say that you are one of the few truly professional that I have met I really can say and feel confident that my real estate/ loan transaction will close! Not only you have proved it thru the years , but also you have kept your promised which in my real estate world is all we got. I will continue feeding you business I'm happy and grateful to have met you . Thank you for your professionalism and hard work

-Alex Estevez / All American real estate

I have worked with Foroogh Ghaffari for over 15 years. She is a knowledgeable, creditable, and determined real estate professional that strives for a fast an accurate loan process. She has always been a pleasure to work with and can count on her for quality loans. She is a true professional who aims for a job well done.

-Debbi Suddurth / Equity Wave Lending

Foroogh is very professional and industry knowledgeable. It is my pleasure working with her. Thank you

-Mark McGuire / CEO / Broker

I wanted to extend my appreciation to you for a job well done. As counsel to the borrower, I approached you to place a very difficult loan for my client. Since the loan was to be for a business purpose but secured by a personal residence, many lenders shied away from the transaction. However, you and your team figured out a creative way to structure the loan in order to solve the problem.

After that, we struggled with a deadline imposed by an existing lender together with a client who was very sophisticated in his scientific pursuits but very unsophisticated in real estate matters, and that posed a host of additional challenges. However, you never lost your cool, and you professionally guided the transaction to a successful conclusion. You stuck to it and never gave up. Your knowledge of, and you contacts in, the industry, together with your calm determination made this loan happen. It was my pleasure to work with you, and in the future I will send all of my clients to you. Thank you so much.

- ALLAN N. LOWY, ESQ. (PLC), Partner

Foroogh Ghaffari helped me find my first home and made the impossible happen. She made sure that I was in the loop at all times and guided me along the way entirely. She answered all my questions and better yet, all my calls. Everyone told me I would not be approved for the loan and it couldn’t be done, but Foroogh reassured me not to worry and pulled through! Even more so, she is a truly dedicated professional and highly knowledgeable in the lending industry. I would recommend here to anyone seeking a loan or home.

"Foroogh Ghaffari helped me find my first home and made the impossible happen. She made sure that I was in the loop at all times and guided me along the way entirely. She answered all my questions and better yet, all my calls. Everyone told me I would not be approved for the loan and it couldn’t be done, but Foroogh reassured me not to worry and pulled through! Even more so, she is a truly dedicated professional and highly knowledgeable in the lending industry. I would recommend here to anyone seeking a loan or home."

– Sheen

CONTACT FOROOGH GHAFFARI FOR INFORMATION ON LOAN PROGRAMS